Editorial Reviews. About the Author. Robert Kiyosaki has challenged and changed the way Kindle Store · Kindle eBooks · Business & Money. First eBook Edition: March Quotations from one step further with Rich Dad's Increase Your Financial IQ and I have every reason to believe he will be as . Rich Dad's Increase Your Financial IQ book. Read reviews from the world's largest community for readers. For years, Robert Kiyosaki has firmly believ.
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Rich Dad's Increase Your Financial IQ: Get Smarter with Your Money by Robert T. Kiyosaki. Read online. Read "Rich Dad's Increase Your Financial IQ Get Smarter with Your Money" by Robert T. Kiyosaki available from Rakuten Kobo. Sign up today and get $5 off. Rich Dad's Increase Your Financial IQ: Get Smarter with Your Money FINANCIAL IQ, Kiyosaki provides real insights on these key steps to wealth:o How to.
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May 12, Jennifer rated it did not like it. I picked this up based on the title. Initially I was interested in his approach but then I realized that his arguments are not well explained. He makes his points less through careful explanation and more through repetition. There isn't much careful thought in this, it is mainly a black and white, one size fits all approach. It surprised me that when it comes to the How To part of the book, he gets vague, so that may be a part of his plan to get you to sign up for coaching and seminars.
He is al I picked this up based on the title. He is also very vague about his failures, especially his bankruptcy, which seems to me a key part of his aregument that his way is successful.
There is a lot of anecdotal information, nothing is really solidly explained or proved. He really believes money is the only meaningful measure of success and that makes for sad reading, as his friends and family are used as examples of failure. Summing up, there are a few helpful threads here if you read critically but overall not sure it is worth it. As a side note, what would Freud have made of his "dad" relationships? View all 3 comments. Jun 20, Andy rated it it was amazing. It's really interesting to learn about how the rules of money changed in when the US dollar was taken off the gold standard.
It makes sense that we should not continue to play by the old rules of money in today's society, when money has become "funny money", so to speak. This book states that the secret to making more money is to increase your financial IQ, by finding solutions to problems.
Overall, the author states, the rules of money are unfair, but it's how you use this unfairness to yo It's really interesting to learn about how the rules of money changed in when the US dollar was taken off the gold standard. Overall, the author states, the rules of money are unfair, but it's how you use this unfairness to your advantage that matters. A very good read and I would highly recommend this book. Even if you disagree with most of what the author says, I truly believe you will find value in it.
Feb 14, Hank rated it it was amazing. Even the writer used handiful of strange words that impulse me to learn more vocabulary. Obviously, this is kind of like a classical Rich Dad book from the series and explain a different but similar dimension of how to become rich but definitely worthy to put in reading list.
As the author said in the book, "Financial Education is as important as general educaton and professional education". Some of the ideas about your personal financial success is brilliant. Here are some I want to share: Chapt Even the writer used handiful of strange words that impulse me to learn more vocabulary. Chapter 1: What Is Financial Intelligence? The freedom of choice that money offers can mean the difference between hitchhiking or taking the bus.
Chapter 2: The Five Financial IQs Making more money. Financial IQ 2: Protecting your money. Financial IQ 3: Budgeting your money. Financial IQ 4: Leveraging your money.
Financial IQ 5: Improving your Financial Information. That is not true. Actually, you are rewarding other people for theirs instead—with your money! Chapter 3: Financial IQ 1: Making More Money It is this very fear that keeps them from taking the chances and solving the problems required to become rich.
Life is about learning, and learning is about adventure. And many are greedy pigs. Yet there are capitalists who do a lot of good, such as provide health care, food, transportation, energy, and communications to the world. As a capitalist who does my best to make the world a better place, my problem is with people who want to be paid for doing nothing or paid more to do less.
In my opinion, a person who wants to be paid more and do less, or nothing, is also a greedy pig. Chapter 4: Protecting Your Money Chapter 5: Budgeting Your Money Budget 2 is an example of paying yourself last.
Instead of holding cash in a retail bank, we hold it in gold and silver ETFs I hate cashing in gold and silver for dollars.
Problems rarely solve themselves. That is why we decided to pay ourselves first, early in life, even though we came up short. Coming up short forced us to solve the problem of not enough money. Instead of letting them intimidate us into paying them, we let them intimidate us into increasing financial Spend them wisely A liability is something that takes money out of your pocket.
In other words, cut expenses. If you do not give yourself the luxuries of life, why live life? A hard life is good if it makes you more resourceful. Chapter 6: Leveraging Your Money Leverage is anything that makes your job a little easier Most investors invest in paper assets, assets they have very little control over.
With an increase in financial intelligence, their returns on their investments increase. If financial intelligence is low, then leverage may deliver a blow to financial IQ, the measured returns on the investments.
Chapter 7: Improving Your Financial Information Poor information creates poor people. Many people who are struggling are doing so because they are using Industrial or Agrarian Age information in the Information Age. Without classification, all information is equal and virtually worthless Chapter 8: The Integrity of Money Chapter 9: Developing Your Financial Genius I also knew that diversifying would cause my return on investment to be below average.
I knew I needed to focus if I wanted a higher standard of living. His work was mind-expanding and validating. He teaches that there are seven intelligences: Linguistic 2. Logical-mathematical 3.
Musical 4. Bodily-kinesthetic 5. Spatial 6. Interpersonal 7. Intrapersonal This It is this conflict that causes many people to live below their means when in reality Instead of turning everything they touch to gold, everything they touch turns to lead. The good news is that you and I can change their perception of us by changing our perceptions of In the world of big If we want to study, it might be better to study in the quiet of a library rather than trying to read while driving a car which I have seen people doing.
If we want to relax, we leave work and go to the beach or climb a mountain. And if you want to become rich, you need to find an environment that is conducive to becoming richer, an environment that strengthens all three brains. Ironically, work and school are not those environments for most I realized that I could teach and inform, yet if the participant went back to the same environment as before, the effect of what I taught was diminished.
In Many You can develop your genius. Chapter Developing Your Financial IQ For people who want to be entrepreneurs, taking a job with a small company can be a great learning environment. One advantage a small company has over a big company is that you can learn about all the different aspects of business.
By working in a small business, you have a better opportunity to learn all eight and gain essential business experience. This is exactly why the person needs a coach. And who knows, you might find your genius. It can be a very important source of information about us and our environment. The problem is, if we do not like the feedback, our subconscious minds may block out, distort, diminish, or deny the importance of the information coming from feedback.
Many friends and co-workers will speak behind your back because they lack the courage to speak to your face. This is not a healthy environment. If you want to improve, seek more feedback.
This is why coaches and mentors are important to successful people. Successful people seek more feedback. Nothing infuriates people more than feedback they did not ask for. It wastes your time and it annoys the pig. Nov 14, Jeroen De Dauw rated it liked it Shelves: The information density is low. Many words are used to say a single thing and there is lots of repetition. Main takeaways for me: The lat 2. He goes on to motivate why precious metals are better than fiat and why silver will do better than gold.
Funnily enough silver lost half its value compared to gold since the book was published and if you had traded your fiat for silver you'd be rekt now. Author shitting on stocks is also dubious to me. As he mentions a dozen times, Buffet says index funds are protection against ignorance. In other words, they are a good option for almost everyone. I'm also not a fan of the author saying "socialism is bad, capitalism is good".
Why would I want overly simplistic political opinions in a finance book? Nov 27, John Beauty-Full rated it it was amazing. It is a very good book, inspiring to overcome limits and achieve your goals. Feb 28, Roland Karang rated it it was amazing. download this book accidentally after longtime had not been visit to bookstore When see the title is Financial IQ, I ask, what is that?
I'm curious what will robert try to share this time, I have to say that I really enjoy reading this book, it enlightening my perspective again after read his first book rich dad poor dad long time ago.. What make most people is not rich or super rich, because we most likely never been learn or shape our fundamental about financial whole our download this book accidentally after longtime had not been visit to bookstore When see the title is Financial IQ, I ask, what is that?
What make most people is not rich or super rich, because we most likely never been learn or shape our fundamental about financial whole our life. I truly grateful there is robert kiyosaki who love to share his thoughts "Entrepreneurs have two characteristics Sep 30, Gabe Wood rated it really liked it Shelves: Pretty good stuff. This is measured by how much money you earn.
Once you earn your money, you need to hold onto it. Protecting your money, especially from taxes.
This Financial IQ is measured by how much money you have left after expenses. This Financial IQ is measured by return on investment. How well do you make your budget surplus generate more money? Improving your financial information. Most of the book is devoted to exploring these five aspects of financial intelligence in detail. I think the thing that I liked most about the book though was his idea of budgeting. He talks abut how if you want a liability car, boat, something fun you should never pay for it in cash if its big.
You should first have the self discipline to acquire and asset that creates a cash flow large enough to cover the cost of your monthly payment. That way you still have all of the liabilities you want but you are getting rich via your assets rather than spending your money on your liabilities and not being left with enough to get assets.
Just downloading what you want. That's poor people talk. The beginning of the book is taking place Robert's life. He centralized the book around his Rich Dad, Poor Dad, and his best friend. His Rich Dad is a figure of speech as well as his Poor Dad.
Robert's Rich Dad is his best friend dad who taught him how to manage money when gets older and his poor dad is his dad who was smart in school and taught him the academic side of life. The first problem he faced how to understand how to manage two the life styles. One which had the business smarts and the oth The beginning of the book is taking place Robert's life. One which had the business smarts and the other family had book smarts and that lead to him having more financial smarts than school smarts.
He could explain how to manage his parents money so that they could live like his friends parents.
The wealthy lifestyle instead of the poor lifestyle. When Robert was in school he was more focused on financial literacy than his school grades. Rich dad had instilled financial literacy in to his brain that he would focus on money than what his parents thought would help him in life which was schooling. His parents and his best friend's parents was totally different,one would instill education into Robert mind and the other would enforce money problems into his mind.
This book is very good and explanation on how money should work hard for you than you working hard for the money. The book is fun and interactive and tells you great tips on how to get that money at an early stage of your life.
Jun 09, Lisa rated it did not like it. Hated this book. Felt more like a motivational talk. TONS of repetition - word for word - to the point where I think he copy pasted the same paragraphs again and again in different order throughout the book. I hugely disagree with his methods - completely not my type of financial style.
Felt explanations on exactly HOW to go about increasing your assets and thus finances were terrible.
To me, this was what reading it felt like: You can't just put it in savings accounts and stocks and bide your time for many years. You need to become smarter.
I started many business and made millions from them because I was really smart with my money. Some friends of mine started businesses and they failed miserably and they lost all their money - but it was because they were not smart.
Don't be like them and be smart with your money. View 1 comment. Jan 13, Christopher San Filippo rated it it was amazing. Main takeaway: Example, one investor used a credit card for the down payment on a condo this was in the 70's , rented it and was cashflow positive FOREVER after paying the mortgage and credit card payment. That's basically free money.
Modern day example, using your credit card to invest in crypto only if you are very confident and it's still risky cash out when your gains are above the inter Main takeaway: Modern day example, using your credit card to invest in crypto only if you are very confident and it's still risky cash out when your gains are above the interest rate and you have earnings.
Only do this if you can afford to lose the money obviously. Also credit card debt is expensive so really, be careful. Similar to what Trump did way back with contingencies deals with policy makers and the owners of NYC air rights. Jan 19, Matas rated it really liked it.
Excellent guide about the basics of money management. Learned a lot of new things about finance. The book had a lot of terms that I didn't understand but that just shows that my financial literacy is lacking and that I need to devote more time to improve it. The book starts off slow but eventually gets more specific. Jun 15, Cwigginton rated it liked it. Another Kiyosaki book with some advice, but more inspiration.
It seemed like he wanted to force the term "financial IQ" on to the reader. It felt like it was written 3 times on every page. Aug 24, Brandon Perry rated it it was amazing.
Love anything that Kiyosaki writes. I like the 5 key points he covers in this book on how to increase your financial intelligence. Always important, especially in today's economic times. Woke me up to where I'm at financially. I really see the need to educate my children to be financially literate. By teaching them it reinforces what I should be focused on, downloading assets. As usual, Robert T. Kiyosaki is amazing. I summarized the whole book except the last three chapters because I think they are logic!
I can summarize the book as follows: Does money make you rich? No, but financial intelligence does because if you can lose money investing in gold, you can lose money in anything. That is why you should invest in information and know-how before investing your hard-earned money in assets.
Each time you find a solution to a problem, a new one will pop up. The key is to realize that the process of solving those problems makes you rich. They cannot control the highs and lows of their emotions. They cannot live without instant gratification. People should delay short-term gratification.
Employees E and self-employed S focus on the income column earned income of the financial statement, and entrepreneurs B and investors I focus on the asset column passive or portfolio income.
Assets work for the rich by producing passive income. They own a job … Just because you invest or are self-employed, does not mean you are an investor or a business owner. Nov 13, Gea Harovansi rated it really liked it. Kalau selama ini kita fokus untuk berhemat, maka menurut Kiyosaki memangkas kebutuhan bukanlah sesuatu yang bijaksana.
Orang yang cerdas secara keuangan adalah orang yang pernah mengalami kekurangan, tapi mereka berhasil melewatinya. Tapi kalau masalah keuangan itu tak berhasil diselesaikan, maka kita akn bangkrut. Kiyosaki menjabarkan predator-predator ini justru merupakan pihak-pihak yang sangat kita percayai.
Seperti negara dengan pajaknya. Pasangan yang salah, pengacara dan lain-lain. Ia juga memberikan tips menghadapi para predator ini. Sama seperti ilmu budi pekerti, seharusnya ilmu keuangan ini juga dijadikan kurikulum di sekolah. Karena seperti yang ditulis Kiyosaki, kita hidup pada zaman di mana "uang" telah berubah menjadi "mata uang".
Kecerdasan kita mengelola uang yang sudah ada dilatih pada bagian ini. Dengan kata lain, dahulukan anggaran untuk tabungan dari pada cicilan hutang. Mau tahu kenapa? Cerdas secara keuangan bukan berarti pelit. Karena itu anggaran untuk Derma dan sosial tingkatannya sama dengan Upah untuk diri sendiri. Kalau kamu mikir kajian buku ini cukup berat, kamu nggak sepenuhnya salah. Karena selama ini kita masih menganggap masalah uang sebagai sesuatu yang tabu.
Tapi begitu dibicarakan kita akan menemukan banyak hal keliru yang kita yakini dan laku selama ini. Bahasa yang digunakan oleh Kiyosaki sangat mudah dipahami. Dia bahkan punya caranya sendiri untuk menjelaskan istilah-istilah yang cukup njelimet, seperti misalnya "leverage", "liabilitas" dan lain-lain.
Terjemahan dan editing dari gramedia juga apik, sehingga membantu pembaca awam yang justru lebih membutuhkan buku ini. Buku yang pertama kali terbit di tahun ini membahas mengenai keterampilan keuangan dan ditulis oleh Robert Kiyosaki. Kiyosaki sendiri sudah lebih dulu terkenal dengan buku-buku terbitan seru Rich Dad Poor Dad sejak 20 tahun yang lalu.
Dalam buku ini kita juga diajak untuk menjadi lebih cerdas dalam hal keuangan melalui kisah dan pengalaman hidup Robet bersama kedua ayahnya yang kaya dan miskin. Ketika buku ini terbit 10 tahun yang lalu, dunia pada saat itu dilanda dampak dari krisis keuangan Buku yang pertama kali terbit di tahun ini membahas mengenai keterampilan keuangan dan ditulis oleh Robert Kiyosaki.
Ketika buku ini terbit 10 tahun yang lalu, dunia pada saat itu dilanda dampak dari krisis keuangan global atau resesi ekonomi yang mempengaruhi banyak sektor usaha seperti perbankan, pasar modal dan properti. Keadaan tersebut sudah "diperingatkan" Robert dalam buku Richa Dad Poor Dad yang terbit pertama kali pada tahun Salah satu pernyataannya yang terkenal dalam buku itu adalah "rumah seseorang bukanlah aset melainkan liabilitas".
Robert Kiyosaki memang selalu menekankan dalam buku-bukunya bahwa pendidikan atau pengetahuan tentang keuangan adalah hal yang penting untuk setiap orang, terutama karena uang mempengaruhi begitu banyak hal dalam kehidupan kita di dunia.
Seseorang bisa saja memperoleh dan memiliki begitu banyak uang namun dengan kecerdasan keuangan yang rendah, mayoritas uang itu akan segera habis melalui serangkaian keputusan yang buruk. Di sisi lain, orang yang bekerja keras, rajin mena ung dan suka berhemat belum tentu akan menjadi seorang yang berhasil secara finansial.
Lalu bagaimana? Kecerdasan keuangan, atau financial IQ menurut Robert, adalah hal yang kamu butuhkan untuk berhasil secara finansial dan hal itu juga yang dijelaskan dalam buku ini: Meskipun IQ keuangan setiap orang berbeda-beda, siapapun bisa meningkatkannya dengan membuka cara pandangnya untuk mengerti lebih baik bagaimana konsep keuangan dan cara kerjanya dalam dunia nyata.
Robert, dengan gaya bahasa yang lugas dan mudah dimengerti, akan menceritakan beberapa kejadian yang mempengaruhi cara kerja sistem keuangan dari aspek bisnis, politik bahkan birokrasi dan bagaimana dia menghadapi kejadian-kejadian itu berdasarkan pengalamannya dengan kedua ayahnya.
Banyak hal yang bisa diambil dan dicermati dari buku ini. Beberapa hal diantaranya bahkan akan membuat kita tetap bertanya-tanya seakan tak percaya. Apa kamu merasa tertantang untuk bisa meningkatkan IQ keuangan kamu? Jika ya, maka segeralah bertindak sekarang juga! Lahap habis buku ini! Terapkan tips di dalamnya. Kirjassa Robert T. Ne ovat: Budjetointi Tarkoittaa tulojen ja menojen suunnittelua.
Ongelmat auttavat viisastumaan. Warren Buffet. Investointeja suunnitellessa. Teksti toistaa vahvasti Rich Dad Poor Dad -kirjan tarinoita ja sanomaa. Jul 24, Harshit rated it really liked it Shelves: Specially rich and poor and middle class attitude problems. I enjoyed his explanation on how rich-poor-middle classes approach for financial issue in life. How the rules of money have changed the corporate america since , Nixon political moves and deeper explanation of money vs currency and gold depreciation over period of time, overall a brilliant financial read from expert of industry manifest set of c As a fan of Kiyosaki, I find this book have narrated lesson of Financial IQ fairly well.
How the rules of money have changed the corporate america since , Nixon political moves and deeper explanation of money vs currency and gold depreciation over period of time, overall a brilliant financial read from expert of industry manifest set of choices you make to be successful financially in all cashflow quadrants.
He earned a Bachelor of Science B. Later, he served as the Chief Operating Officer of the computer reseller division of Intelligent Electronics, and in became the Vice President for Corporate Materials at Compaq for six months. In a commencement speech at Auburn University , Cook said he decided to join Apple after meeting Jobs for the first time: Any purely rational consideration of cost and benefits lined up in Compaq's favor, and the people who knew me best advised me to stay at Compaq On that day in early I listened to my intuition, not the left side of my brain or for that matter even the people who knew me best My intuition already knew that joining Apple was a once in a lifetime opportunity to work for the creative genius, and to be on the executive team that could resurrect a great American company.
If it gets past its freshness date, you have a problem". Cook closed factories and warehouses, and replaced them with contract manufacturers; this resulted in a reduction of the company's inventory from months to days.
Predicting its importance, his group invested in long-term deals such as advance investment in flash memory from onward, guaranteeing stable supply of what became a key iPod Nano , then iPhone and iPad component. Competitors at Hewlett-Packard , describing their cancelled TouchPad tablet computer, later said that it was made from "cast-off reject iPad parts".
In January , Apple's board of directors approved a third medical leave of absence requested by Jobs. During that time, Cook was responsible for most of Apple's day-to-day operations, while Jobs made most major decisions.
Scott Forstall resigned as senior vice president of iOS , and became an advisor to Cook until he eventually departed from the company in Since becoming CEO, Cook focused upon building a harmonious culture that meant "weeding out people with disagreeable personalities—people Jobs tolerated and even held close, like Forstall";  although, another journalist said that "Apple's ability to innovate came from tension and disagreement.
We are proud to have worked alongside many of our partners in China to help build a community that will join a common future in cyberspace. In early June, Cook hosted a private fundraiser along with Speaker of the U.